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   Loan Against Share, Debentures & Bonds
   Loan For IPO
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HAMA Merchant and Finance Limited
Tripureshwor, Kathmandu, Nepal
P.O.Box : 1425
Phone : 4249503,4216482, 016213290   Fax : 4250245
Email : info@hamafinance.com.np
   
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Notice
Saving Account
This scheme is supposed to facilitate easy & regular withdrawal of fund as & when required & to earn interest income on the balance kept in the account. Any person having a saving account is allowed to deposit money and withdraw money to extent as per our policy allowed .we have three type of saving account Interest will be credited on Poush & Ashad End

1 Ordinary Saving Account
  ELIGIBILITY Individual
  MINIMUM BALANCE Rs 1,000.00
  RATE OF INTEREST 6.5% Interest ( Monthly Minimum Balance)
  MODE OF CALCULATION Monthly minimum Balance
  WITHDRAWAL LIMIT Rs 1,00,000 /day
Rs 5,00,000 /week
  IF LIMIT EXCEED  
  DOCUMENTS REQUIRED :  
  For Nepali Citizens Citizenship certificates
  For Indian Citizens Registration Certificates as Indian National issued by Embassy /Passport
Two copies of recent photograph should be obtained
2 Special Saving Account
  ELIGIBILITY Individual
  MINIMUM BALANCE Rs 5,000.00
  HOW EVER AVERAGE BALANCE OF RS 20000.00/MONTH HAS TO BE MAINTAINED OTHERWISE INTEREST WILL BE CALCULATED AT MONTHLY MINIMUM BALANCE FOR THAT MONTH.
  RATE OF INTEREST 6.00% Interest (Daily Balance*)
  MODE OF CALCULATION Daily Balance
  WITHDRAWAL LIMIT Rs 3,00,000 /day
Rs 8,00,000 /week
  DOCUMENTS REQUIRED :  
  For Nepali Citizens Citizenship certificates
  For Indian Citizens Registration Certificates as Indian National issued by Embassy /Passport
Two copies of recent photograph should be obtained
3 Corporate Saving Account
  ELIGIBILITY Corporate bodies/Partnership firm/ Proprietorship firm/ NGO/INGO/clubs, societies/Associations
  MINIMUM BALANCE Rs 10000.00
  HOW EVER AVERAGE BALANCE OF RS 25,000.00 /MONTH HAS TO BE MAINTAINED OTHERWISE INTEREST WILL BE CALCULATED AT MONTHLY MINIMUM BALANCE FOR THAT MONTH
  RATE OF INTEREST 6.00% Interest (Daily Balance*)
  MODE OF CALCULATION Daily Balance
  WITHDRAWAL LIMIT Rs 3, 00,000 /day
Rs 10, 00,000 /week
  IF LIMIT EXCEEDS  
  DOCUMENTS REQUIRED :  
  For Proprietorship firm:
  • Declaration of sole proprietorship
  • copy of renewed firm registration/Income tax registration certificate
  • copy of identification paper of promoter/account operators
  • Two copies of recent photograph of proprietor should be obtained
  For partnership Firm:
  • Letter of partnership signed by all partners
  • Attested copy of partnership deed
  • Certified copy of partnership registration
  • Income tax registration/renewed certificate
  • Identification papers of all partners and account operators
  For Corporate Bodies:
Certified copies of the following should be obtained
  • Memorandum & Articles of Association of the company.
  • List of existing directors
  • Resolution of Board Of directors to open & operate Account
  • Company registration & income tax registration/renewed certificate.
  • Identification paper of directors and account operators.
  • Notification of Authorized account operators
  For Clubs Societies and Associations:
Certified copies of the following should be obtained
  • List of office bearers and their Addresses.
  • Copy of Resolution to open & operate Account.
  • Notification of Authorized account operators
  • Copy of registration certificate.
  • Affiliation certificate with social welfare council or other concerned council.
  PROCEDURES TO OPEN AN ACCOUNT
 
  • Make inquiries about the prospective customer
  • The applicant will be required to complete & sign the prescribed application form. The application should be scrutinized in detail in order to ensure the accuracy of data filled in. Specimen signature should be obtained.
  • Verify the signature of account introducer if available.
  • Obtain & verify the copies of all the documents required for opening of account.
  • Customer may be interviewed by the officer if required.
  • Request the customer to deposit minimum balance for proceeding to open the account.
   
 
 
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