Lending Schemes
   Retail Loan
   Loan Against Maketable Securities
   Fixed Deposits
   Saving Account
   Provident Fund Deposits
   Issuance of Bank Guarantees
   Financial Advisory
   Loan Advisory
   Market Maker For Government Securities
   Express Festival Loans
   Hire Purchase Loans
   Housing Loans
   Education Loans
   Industrial Loan
   Trading Loan
   Personal Loan / Schemes
   Loan Against Fixed Deposit
   Loan Against Share, Debentures & Bonds
   Loan For IPO
   Bridge Gap Loan
   Consortium Loans
   Foreign Employement
   Term Loan
   Working Capital Loan
   Loan Against Fixed Deposit
   Loan Against Other Company Shares
   Loan Against Government Securities
   Interior Design
   Exterior Design
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HAMA Merchant and Finance Limited
Tripureshwor, Kathmandu, Nepal
P.O.Box : 1425
Phone : 4249503,4216482, 016213290   Fax : 4250245
Email : info@hamafinance.com.np
Interest Rates
About Us
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e-Banking Faq
Capital Planning

Nobody is denying that this is the best time to construct or buy a house. Real estate prices have rise to the peak since few years and still rising ahead and interest rates on housing loans is increasing day by day.

But some would-be buyers are discouraged from taking a loan for construction of house because of the fear of the more expenses that might occur than estimated cost, increasing interest rates, lots of hassles during the period of construction of their home, lack of knowledge of building construction (which increase the cost of construction) and lack of adequate time to look after construction work of their building.

For this category of creditors, there are a new clutch of schemes launched by Hama Merchant and Finance Limited. The schemes are designed to reduce the hassles for them tackling every issue and providing them more benefits.

The project team including Hama and its technical team will take care of all the technical procedures as well as material, labor and financial management under close monitoring of Client.

Financial Information
  • Eligibility
  • Loan Amount
  • Interest Rate & Other charges
  • Security Arrangement
  • Repayment & Repayment Period
  • Document required for property valuation
  • Design Work of the Building
  • Working Drawings
  • Legal Works
  • Construction Work
  • Supervision Work


* Condition Applies

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